Oshishioma multipurpose Nig Ltd
microfinance bank

Empowering dreams ,Enriching lives

We are here to help you take the next step in achieving your goals .
Apply for a loan today and let us help you turn your aspirations into Reality

About Us
Oshishioma multipurpose Nig Ltd is a dynamic bank established with the goal of providing financial services that are both affordable and accessible to individuals ,families and small business.
Our mission is to improve financial inclusion , drive economic growth and contribute to the develpoment of our local commmunities .
We believe in creating financial solutions that tailored to the unique needs of our customers.
Through innovation ,trust and dedication ,we strive to be preferred financial partner for everyone we serve.
Join Our Community
Welcome to Oshishioma multipurpose  microfinance bank ,we provide credit facilities and savings to prospective custimers and they earn 2% of their savings with us monthly.
We are trusted microfinance bank committed in providing financial solutions that empower individuals ,businesses and community, whether you are looking to grow your savings or need financial support to bring your dreams to life .we are here to help.
* Loans tailored to your needs
We offer a range of loans product with flexible repayment plans to ensure your financial goals are within reach
*Secure and accessible savings 
Our savings accounts provide interest rates withe flexible terms , helping you build a brighter future. 

Our Services 

Personal Loans

Get quick and easy access to personal loans with flexible repayment options that suit your financial situation whether for medical emergencies , school fees or home improvements , our loans are designed to help help you when you need most

Business Loans

Fuel your business growth with our tailored loan solutions designed to meet the needs of small and medium-sized enterprises. We offer affordable loans with low-interest rates to support your business expansion ,inventory purchase or operational costs

Savings Accounts

Secure your future with our range of savings accounts that offer competitive interest rates and flexible terms. grow your savings and achieve your financial goals with our interest -bearing savings account , choose from various savings plans that offer competitive interest rates and maximum flexibility

Group savings

For community groups ,cooperatives and societies , we offer collective savings and loan options to encourage communal financial growth and mutual support

Customer support

Need assistance. Our customer support team is here to help whether you have questions about our services , need assistance with your loan application or want to learn more about our savings product we are just a call away

Team

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MD director

He handles the smooth running of the organization

nin

Manager

This is one of the team member slots you can have for your company. You can replace their picture and add any text you want here for describing your employees.

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secretary

This is one of the team member slots you can have for your company. You can replace their picture and add any text you want here for describing your employees.

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credit disbursement

This is one of the team member slots you can have for your company. You can replace their picture and add any text you want here for describing your employees.

Testimonials

 

Thanks to their amazing loan service, I was able to launch my startup and turn my dreams into reality.

    
kelvin
Entrepreneur
 

Their savings accounts offer great interest rates and peace of mind. I've never been happier with my bank.

     
Stephanie
Satisfied Saver
 
 

Loan products 

Personal loan

Business loan

Micro loans

Savings account products 

Standard savings account

* No monthly fees * Earn interest on your balance * Access your fund anytime

Fixed deposit account

* Higher interest rates for long-term deposit * Choose your deposit duration ( 3,6,12 months) * Ideal for those loooking to grow their savings with guaranteed returns

Target savings account

* Save towards a specific goal ( education, wedding, home purchase etc ) * Set a target amount and enjoy systematic saving * Earn competitive interest

Group savings account

* Open a joint account with your friends or community group * Track your group collective savings * Enjoy group reward and benefits

Terms and conditions

services provided

Oshishioma multipurpose microfinance bank offers a range of financial services including loans ,savings accounts and our financial products outlined in the website

Eligibility

To apply for our financial products or services , you must be a resident of Nigeria and the specific eligibility criteria for each product as stipulated by the bank and provide collateral if demanded

Loans terms

loans application will be subject to the terms ,conditions and interest rates detailed in the specific loan agreement ,which will be presented to the borrower upon approval of the loan application

payment obligation

It is your responsibility to ensure timely repayment of loans or any outstanding balance , failure to repay as per terms of the loan agreement may result in penalties or legal action

Privacy and data protection

Your personal information will be handled in accordance with our privacy policy , please read it carefully to understand how we protect you.

Modification of term

The bank reserves the right to modify these terms and condition at any time . Any changes will be posted on this website and continued use of our services implies acceptance of the updated terms

Privacy policy

information collection

We collect your information when you apply for loans , opening a savings account or use our services online . This may include Name, Contact details, Financial information and identification documents

Use of personal information

Your personal information will be used to * Process your loans or savings application * Manage your account * Improve our services. * Comply with regulatory requirements

Data security

We employ strict security measures from unauthorized access ,alteration or disclosure . However no method of data transmission or the internet is 100% secure

Third -party disclosure

We do not share your personal information with third parties ,except for regulatory or legal purposes or to service provider who assist us in delivering our services

Your rights

You have right to access , correct or delete your personal information held by us . If you wish to exercise these rights , please contact us at the details provided on the site

Contact

  • PORT HARCOURT RIVERS STATE NIGERIA